dalam banyak-banyak van, van apa yang boleh dimakan?

i just finished recalculating for my financial planning.

with time, some major changes will happen in your life and knowing that, you should recalculate your financial progress and think of ways to maximize your profit.

we had an inspiring minum petang with my foster father about how he became a millionaire. and today when i met my friends we shared about which is better- ASB saving or ASB financing. after much study and calculations, we arrived at the conclusion that the latter is more rewarding.

and a colleague also noted about an ASB loan package by RHB whereby we only have to pay for the interest for the first 3 years and only start to pay the principle after that 3 years. if, we want to terminate the loan before we start paying for the principle we can do so and take out the dividends to start a fresh loan. im still studying into that.

with my financial planning so far, with God's will everything go smooth i can confidently say that i can become a millionaire before i retire.

which brings me back to the question- why do i want to be a millionaire/multimillionaire?

perhaps the number 1 reason is that im already tired and am done with financial barriers. therefore i want to have that financial freedom as soon as possible.

and of course, for the future of my family.

and third, as a welfare for me in akhiraat.

ya Allah, please guide us the way, bring us ease through our plans, save us from undesirable mishaps and grant us 'us' until forever...ameen, ameen, ameen ya Allah...